Best options for your Labrador Retriever
13 insurers + financing · free, you choose.
Pet insurance
PHI Direct
Accident & Illness · Petline / Definity (Economical family) · From $45/mo
Reimbursement80%
DeductibleAnnual $200
Annual limit$10,000
Waiting14d
Pet financing & payment plans
Vet bills, paid over time — compare financing & buy-now-pay-later.
Petcard
TermMonthly installments
CVMA-endorsed
25+ years
Medicard
Max$50,000
Term60 months
Sister brand to Petcard (iFinance)
Health & veterinary procedures
LendCare
Max$25,000
Term60 months
Point-of-sale financing at the clinic
Approvals across credit profiles
Scratchpay
Max$10,000
Term24 months
Built for veterinary care
Checking eligibility is a soft credit check
Beautifi
Max$35,000
Term60 months
Elective health & veterinary care
No prepayment penalties
Health Smart Financial Services
Max$30,000
Term72 months
Health & veterinary procedures
Flexible term lengths
Affirm
Max$30,000
TermPay in 4 or monthly installments
Formerly PayBright
Split purchases at participating vets
Sezzle
Max$2,500
TermPay in 4 (every 2 weeks)
Interest-free pay-in-4
Usable at some pet eCommerce
Afterpay
Max$2,000
TermPay in 4 (every 2 weeks)
Interest-free pay-in-4
Usable at some pet eCommerce
humm
Max$30,000
Term5 years
$1–$30,000
Decision in minutes
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